:root{
  --paper:#F6F9F2;
  --ink:#22301E;
  --soft:#4A5A44;
  --ledger:#2E6E3C;
  --stub:#FFFFFF;
  --mint:#A8D5B0;
  --void:#C24B3A;
  --kraft:#D8C39A;
  --hair:#DDE8DA;
  --deep:#1C2A18;
}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  font-size:16px;
  font-family:"Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;
  background-color:var(--paper);
  color:var(--ink);
  line-height:1.65;
  overflow-x:hidden;
}
img{max-width:100%;display:block;}
a{color:var(--ledger);text-decoration:none;}
.content{max-width:1180px;margin:0 auto;padding:0 24px;}

/* ============ PERFORATION NAV ============ */
.perforation-nav{
  position:sticky;top:0;z-index:1000;
  background:#FFFFFF;
  box-shadow:0 1px 0 var(--hair);
}
.perforation-nav .tear-strip{
  height:10px;
  background-image:radial-gradient(circle,var(--mint) 3px,transparent 3px);
  background-size:18px 14px;
  background-position:0 -3px;
  background-repeat:repeat-x;
  border-bottom:1px solid var(--hair);
  background-color:#FFFFFF;
}
.perforation-nav .nav-row{
  max-width:1240px;margin:0 auto;padding:14px 24px;
  display:flex;align-items:center;justify-content:space-between;
  gap:20px;
}
.perforation-nav .brand{
  display:flex;align-items:center;gap:10px;
  font-size:21px;font-weight:700;color:var(--ledger);
  letter-spacing:2px;text-transform:uppercase;
  font-family:"Trebuchet MS","Segoe UI",sans-serif;
}
.perforation-nav .shield{
  width:26px;height:30px;
  background:var(--ledger);
  clip-path:polygon(50% 0%,84% 12%,84% 60%,50% 100%,16% 60%,16% 12%);
  display:flex;align-items:center;justify-content:center;
  color:#FFFFFF;font-size:15px;font-weight:700;
}
.perforation-nav .nav-links{display:flex;align-items:center;gap:6px;}
.perforation-nav .nav-links a{
  font-size:14px;letter-spacing:1px;text-transform:uppercase;
  color:var(--ink);font-weight:600;padding:6px 8px;
  position:relative;
}
.perforation-nav .nav-links a:hover{color:var(--ledger);}
.perforation-nav .nav-links a:hover::after{
  content:"✓";font-size:12px;position:absolute;right:-2px;top:2px;color:var(--ledger);
}
.perforation-nav .nav-links a:hover::before{
  content:"";position:absolute;left:8px;right:8px;bottom:2px;height:2px;background:var(--ledger);
}
.perforation-nav .sep{width:4px;height:4px;border-radius:50%;background:var(--mint);}
.nav-toggle{display:none;background:var(--ledger);color:#fff;border:none;padding:8px 14px;font-weight:700;border-radius:4px;cursor:pointer;font-size:15px;}

/* ============ STUB HERO ============ */
.stubhero{
  background:var(--paper);
  padding:72px 0 84px;
  position:relative;
}
.stubhero .hero-grid{
  display:grid;grid-template-columns:1.2fr 1fr;gap:48px;align-items:center;
}
.stubhero .eyebrow{
  display:inline-block;background:var(--ledger);color:var(--paper);
  font-size:12px;letter-spacing:2px;text-transform:uppercase;
  padding:7px 14px;margin-bottom:22px;font-weight:700;
}
.stubhero h1{
  font-size:50px;line-height:1.08;color:var(--ink);
  font-weight:800;margin-bottom:22px;
}
.stubhero h1 .payday{color:var(--ledger);}
.stubhero .subcopy{
  font-size:17px;color:var(--soft);max-width:520px;margin-bottom:30px;
}
.stubhero .cta-row{display:flex;gap:16px;flex-wrap:wrap;}
.btn{
  display:inline-block;font-weight:700;padding:14px 26px;border-radius:6px;
  font-size:16px;letter-spacing:.4px;
}
.btn-primary{background:var(--ledger);color:#FFFFFF;}
.btn-primary:hover{background:#24532F;}
.btn-outline{border:1px solid var(--ledger);color:var(--ledger);}
.btn-outline:hover{background:var(--mint);}

/* paystub still life */
.hero-visual{position:relative;min-height:440px;}
.paystub{
  position:absolute;top:0;right:30px;width:300px;
  background:#FFFFFF;border:1px solid var(--hair);
  box-shadow:0 16px 40px rgba(34,48,30,.14);
  border-left:8px solid var(--hair);
  padding:0;
}
.paystub .band{background:var(--ledger);color:#fff;padding:10px;font-size:11px;letter-spacing:2px;text-align:center;font-weight:700;}
.paystub .cols{display:grid;grid-template-columns:1fr 1fr;gap:10px;padding:14px;}
.paystub .cols h4{font-size:11px;color:var(--ledger);letter-spacing:1px;border-bottom:1px solid var(--hair);padding-bottom:4px;margin-bottom:6px;}
.paystub .row{display:flex;justify-content:space-between;font-size:11px;padding:3px 0;border-bottom:1px dotted var(--hair);}
.paystub .row .amt{color:var(--ledger);font-family:monospace;}
.check{
  position:absolute;bottom:0;left:0;width:320px;
  background:var(--mint);padding:6px;transform:rotate(-6deg);
  box-shadow:0 14px 34px rgba(34,48,30,.16);
}
.check .inner{background:#fff;border:1px solid var(--ledger);padding:12px;position:relative;}
.check .top{display:flex;justify-content:space-between;font-size:12px;color:var(--ink);margin-bottom:8px;}
.check .micr{border-top:2px solid var(--ink);padding-top:6px;font-family:"Courier New",monospace;font-size:12px;letter-spacing:2px;color:var(--deep);}
.paid{
  position:absolute;top:70px;right:20px;width:88px;height:88px;border-radius:50%;
  border:5px solid var(--void);color:var(--void);font-weight:800;font-size:20px;letter-spacing:2px;
  display:flex;align-items:center;justify-content:center;
  transform:rotate(-18deg);
}
.timecard{
  position:absolute;bottom:150px;right:0;width:96px;
  background:var(--kraft);padding:8px;border-radius:4px;
  font-size:10px;color:var(--deep);text-align:center;
}
.timecard .holes{display:flex;gap:16px;justify-content:center;margin-bottom:6px;}
.timecard .hole{width:10px;height:10px;border-radius:50%;background:var(--paper);border:1px solid var(--deep);}
.coins{position:absolute;top:120px;left:-10px;display:flex;align-items:center;}
.coin{width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:9px;font-weight:700;color:var(--deep);}
.coin.m{background:var(--mint);border:2px solid #fff;}
.coin.k{background:var(--kraft);border:2px solid #fff;}

/* ============ LEDGER ROWS ============ */
.ledger-rows{padding:80px 0;background:var(--paper);}
.ledger-rows .section-head{text-align:center;margin-bottom:48px;}
.ledger-rows h2{font-size:34px;color:var(--ledger);font-weight:800;margin-bottom:12px;}
.ledger-rows .section-head p{color:var(--soft);max-width:640px;margin:0 auto;}
.ledger-row{
  display:grid;grid-template-columns:56px 1fr 150px;gap:24px;align-items:center;
  background:var(--stub);border:1px solid var(--hair);border-radius:8px;
  margin-bottom:14px;padding:22px 26px;
  transition:transform .25s ease, box-shadow .25s ease;
}
.ledger-row:hover{transform:translateY(-3px);box-shadow:0 10px 26px rgba(46,110,60,.10);}
.ledger-row .tab{
  writing-mode:vertical-rl;transform:rotate(0);
  background:var(--mint);color:var(--ledger);
  font-weight:800;font-size:13px;letter-spacing:1px;
  padding:10px 8px;border-radius:4px;text-align:center;
}
.ledger-row h3{font-size:21px;color:var(--ink);font-weight:700;margin-bottom:6px;}
.ledger-row p{color:var(--soft);font-size:15px;}
.balance{text-align:right;font-family:"Courier New",monospace;}
.balance .dr{color:var(--ledger);font-size:16px;font-weight:700;}
.balance .cr{color:var(--void);font-size:16px;font-weight:700;}
.balance .label{font-size:10px;letter-spacing:1px;color:var(--soft);text-transform:uppercase;}
.balance .rule{border-top:2px solid var(--ink);margin-top:4px;}

/* ============ FISCAL METRIC BAND ============ */
.metric-band{background:var(--ledger);padding:56px 0;}
.metric-band .inner{
  display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center;
}
.metric-band .metric{border-right:1px solid var(--mint);padding:0 12px;}
.metric-band .metric:last-child{border-right:none;}
.metric-band .num{font-size:40px;font-weight:800;color:#FFFFFF;}
.metric-band .lab{font-size:12px;letter-spacing:1px;text-transform:uppercase;color:var(--mint);margin-top:8px;}

/* ============ STATEMENT BAND ============ */
.statement-band{background:#FFFFFF;padding:84px 0;}
.statement-band .statement{
  max-width:820px;margin:0 auto;text-align:center;
  border-left:4px solid var(--mint);padding-left:28px;
}
.statement-band .statement p{font-size:22px;line-height:1.5;color:var(--ink);font-weight:600;}
.statement-band .statement .attrib{
  margin-top:18px;color:var(--ledger);font-size:14px;letter-spacing:1px;text-transform:uppercase;font-weight:700;
}

/* ============ CTA BAND ============ */
.cta-band{background:var(--paper);padding:72px 0;text-align:center;}
.cta-band h2{font-size:34px;color:var(--ledger);font-weight:800;margin-bottom:14px;}
.cta-band p{color:var(--soft);max-width:620px;margin:0 auto 30px;}

/* ============ LOWER CONTENT (about/why) ============ */
.about-block{padding:80px 0;background:var(--paper);border-top:1px solid var(--hair);}
.about-block .split{
  display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;
}
.about-block h2{font-size:30px;color:var(--ledger);font-weight:800;margin-bottom:16px;}
.about-block p{color:var(--soft);margin-bottom:16px;}
.about-block ul{list-style:none;margin-top:6px;}
.about-block ul li{padding-left:22px;position:relative;color:var(--soft);margin-bottom:10px;}
.about-block ul li::before{
  content:"✓";position:absolute;left:0;color:var(--ledger);font-weight:700;
}
.about-imgs{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.about-imgs .chip{
  background:#fff;border:1px solid var(--hair);border-radius:8px;padding:18px;
  border-top:4px solid var(--mint);
}
.about-imgs .chip strong{display:block;color:var(--ledger);font-size:17px;margin-bottom:6px;}
.about-imgs .chip span{color:var(--soft);font-size:14px;}

/* ============ FILE-DRAWER FOOTER ============ */
.filedrawer-footer{background:var(--deep);color:#EAF2E7;}
.filedrawer-footer .tabs-strip{
  height:14px;
  background-image:radial-gradient(circle at 12px 0, var(--mint) 7px, transparent 7px),
                   radial-gradient(circle at 44px 0, var(--kraft) 7px, transparent 7px);
  background-size:64px 14px;
  background-repeat:repeat-x;
  background-color:var(--deep);
  position:relative;z-index:1;
}
.filedrawer-footer .footer-inner{
  position:relative;z-index:1;
  max-width:900px;margin:0 auto;padding:56px 24px 40px;text-align:center;
}
.filedrawer-footer .shield{
  width:48px;height:54px;background:var(--mint);
  clip-path:polygon(50% 0%,84% 12%,84% 60%,50% 100%,16% 60%,16% 12%);
  color:#FFFFFF;color:var(--ledger);font-weight:800;font-size:22px;
  margin:0 auto 12px;display:flex;align-items:center;justify-content:center;
  color:var(--deep);
}
.filedrawer-footer .wordmark{font-size:24px;color:#FFFFFF;font-weight:800;letter-spacing:3px;text-transform:uppercase;margin-bottom:16px;}
.filedrawer-footer .flinks{
  display:flex;flex-wrap:wrap;justify-content:center;gap:8px 26px;margin-bottom:30px;
}
.filedrawer-footer .flinks a{color:#EAF2E7;font-size:15px;font-weight:600;letter-spacing:.5px;}
.filedrawer-footer .flinks a:hover{color:var(--mint);}
.calc-divider{
  display:flex;align-items:center;justify-content:center;gap:20px;margin-bottom:26px;
}
.calc-divider .calk{
  width:52px;height:40px;background:var(--mint);border-radius:6px;
  display:grid;grid-template-columns:1fr 1fr 1fr;gap:3px;padding:7px;
}
.calc-divider .calk i{background:var(--ledger);border-radius:2px;display:block;}
.calc-divider .dot{width:9px;height:9px;border-radius:50%;}
.calc-divider .dot.d1{background:var(--mint);}
.calc-divider .dot.d2{background:var(--kraft);}
.filedrawer-footer .legal-line{font-size:13px;color:#B9CEB6;line-height:1.8;}

/* ============ CONTACT FORM ============ */
.contact-form{max-width:560px;margin-top:6px;}
.contact-form .cf-row{margin-bottom:14px;}
.contact-form input,.contact-form textarea{
  width:100%;padding:13px 15px;border:1px solid var(--hair);border-radius:6px;
  font-size:16px;color:var(--ink);background:#fff;font-family:inherit;
}
.contact-form input:focus,.contact-form textarea:focus{
  outline:none;border-color:var(--ledger);box-shadow:0 0 0 3px var(--mint);
}
.contact-form .form-note{margin:12px 0 4px;font-size:15px;font-weight:600;min-height:0;}
.contact-form .form-note.ok{color:var(--ledger);}
.contact-form .form-note.err{color:var(--void);}
.contact-form .cf-tip{font-size:13px;color:var(--soft);margin-top:10px;}
.contact-list{list-style:none;margin:8px 0 16px;}
.contact-list li{padding-left:22px;position:relative;color:var(--soft);margin-bottom:10px;}
.contact-list li::before{content:"✓";position:absolute;left:0;color:var(--ledger);font-weight:700;}

/* ============ FAQ ACCORDION ============ */
.faq-item{border-bottom:1px solid var(--hair);}
.faq-item:last-child{border-bottom:none;}
.faq-q{
  width:100%;text-align:left;background:transparent;border:none;
  font-size:18px;font-weight:700;color:var(--ink);
  padding:16px 0;cursor:pointer;font-family:inherit;display:flex;justify-content:space-between;align-items:center;
}
.faq-q::after{content:"+";font-size:24px;color:var(--ledger);font-weight:700;transition:transform .25s ease;}
.faq-item.open .faq-q::after{transform:rotate(45deg);}
.faq-a{
  max-height:0;overflow:hidden;transition:max-height .3s ease;
}
.faq-a p{padding:0 0 18px;color:var(--soft);}

/* ============ SCROLL REVEAL ============ */
.fade-up{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease;}
.fade-up.visible{opacity:1;transform:none;}

/* ============ RESPONSIVE ============ */
@media(max-width:900px){
  .nav-toggle{display:block;}
  .perforation-nav .nav-links{
    display:none;flex-direction:column;align-items:flex-start;width:100%;
    background:#fff;padding:12px;border-top:1px solid var(--hair);
  }
  .perforation-nav .nav-links.open{display:flex;}
  .perforation-nav .nav-links .sep{display:none;}
  .perforation-nav .nav-row{flex-wrap:wrap;}
  .stubhero .hero-grid{grid-template-columns:1fr;}
  .hero-visual{min-height:480px;margin-top:20px;}
  .ledger-row{grid-template-columns:1fr;text-align:left;}
  .ledger-row .tab{writing-mode:horizontal-tb;width:56px;}
  .balance{text-align:left;}
  .metric-band .inner{grid-template-columns:1fr 1fr;gap:28px;}
  .metric-band .metric{border-right:none;}
  .about-block .split{grid-template-columns:1fr;}
}
@media(max-width:560px){
  .stubhero h1{font-size:36px;}
  .hero-visual{min-height:420px;}
  .paystub{right:6px;width:240px;}
  .check{width:250px;}
  .stubhero .cta-row{flex-direction:column;}
  .btn{text-align:center;}
}
@media(prefers-reduced-motion:reduce){
  *{scroll-behavior:auto;}
  .fade-up{opacity:1;transform:none;transition:none;}
}